Run the numbers.

Please note: these calculators give indicative estimates only and don't take into account your full situation, all costs, or every lender rule. They aren't a quote or an offer of credit. The stamp duty figures use the current transfer duty rates, first-home provisions and pensioner concessions published by each state and territory revenue office, across all eight jurisdictions. The first-home and exemption results assume you meet the eligibility conditions for that concession, things like living in the home, not having owned property before, new versus established, and price caps, which we haven't checked here. Duty, concessions and registration fees also change regularly. Treat every figure as a guide to be confirmed with us and the relevant revenue office or land registry before you rely on it.