Honest, unhurried help with your home loan, from a team just down the road in Ballina.
Grafton is the heart of the Clarence Valley, a river city known the country over for its jacarandas, the heritage streets that turn purple every spring, and the wide, easy pace of life beside the Clarence. It offers something the coast often cannot, space, character and value, and that is drawing more people its way every year.
We work with people right across Grafton and the Clarence: first home buyers who find their footing here more readily than on the coast, families after a bigger block or a character home, tree changers chasing value, and owners on rural or lifestyle blocks who need a lender that understands a property which is not a standard suburban house. Different situations, same starting point. A clear look at where you stand and what your options actually are.
A home loan is the biggest financial commitment most people ever make, and it should not feel like a sales process. Our job is to explain your options in plain English, do the legwork across our panel of 35+ lenders, and give you a straight answer whenever you need one. There is no cost to you, and no pressure to decide before you are ready.
Our office is in Ballina, a straightforward run down the highway, and you are welcome there any time. Just as often we look after Clarence Valley clients by phone or video and handle the paperwork online, whatever suits you. However you like to do it, you deal with the same people the whole way through.
Every Grafton situation is a little different. Here is where people usually start, and each one links through to more on how we help.
The schemes, the deposit and the order things happen in, explained properly, so getting a start in Grafton feels a lot less daunting.
Learn moreMoving to a bigger block or a character home in the valley, with the timing of buying and selling worked through so it does not overwhelm you.
Learn moreA fresh look at whether your current loan still fits, and a plain answer on whether a change is worth it for you.
Learn moreThe structure, offset and interest-only questions that come with an investment property, thought through with you.
Learn moreYour income is real, and we help lenders see it. A lot of the Clarence runs on small business and the land, and we know how to present it well.
Learn moreBuilding or renovating in Grafton and the Clarence, including rural and acreage builds, with construction lending and its staged drawdowns made clear.
Learn moreYes. We work right across Grafton and the wider Northern Rivers, with first home buyers, upgraders, refinancers and investors. We explain your options in plain English and help you reach your own decision, at no cost and no pressure.
No. Our office is in Ballina and you are welcome there, but we look after plenty of Grafton clients by phone or video and handle the paperwork online. Whatever is easiest for you, you deal with the same people the whole way through.
There is no cost to you for arranging a standard home loan. Lenders pay us a commission when the loan settles, and this does not change the rate or the amount you pay.
We compare a panel of more than 35 lenders, from the major banks to smaller and non-bank lenders, and match the options to your situation.
Not sure which town suits, or looking a little further afield? We help right across the Northern Rivers. Here are a few nearby.
Book a time that suits you, give us a call, or send an email. Whether you are ready to go or just weighing things up, we are happy to help you understand your options, at no cost and no pressure.
